Though many of our insureds are always looking for the quick fix, or the "magic pill" that will keep their employees from becoming injured on the job, consistent Safety, Protective equipment use, well maintained machines, tools, and workplace are all a part of the equation that make for a successful reduction in Workers' Comp costs.

The key to spending fewer WC claims dollars is more than just stopping a few workplace accidents; it's having a sound safety program designed to continuously improve.

As temperatures turn colder, it is time to focus on winter safety. The Old Farmer's Almanac predicts colder than normal temperatures with freezing the first week of December, and plenty of snow before the Christmas holiday!

The moment an injury occurs, it initiates a sequence of events that can last for weeks or even months. But no matter how prolonged the recovery period, the first 24 hours after an injury are the most crucial. To respond effectively to an incident, the majority of the action items should occur within 24 hours.